Nicholls Stevens Financial Services

MAKING PROVISION FOR RETIREMENT

We believe that making provision for retirement is not just about taking out a pension scheme. It is about setting up a plan of how you intend to spend your retirement and when you may need money. We can then set up a plan for you which includes all your assets:

§  Property

§  Investments

§  ISAS

§  VCT/EIS

§  Pension Plans including self invested schemes

§  State benefits

A pension scheme will form part of the arrangement and because of this it is important that your pension plan is treated like an investment portfolio which is regularly reviewed and managed. It is no good setting up a pension plan and never reviewing the performance of the funds, or whether you are in the right funds to fit your risk profile.

We offer a service whereby we will set up a retirement plan for you which includes all your assets and we will then monitor performance of all the assets on a regular basis to ensure that the scheme meets your objectives and if it does not appear that it will do so,  this is revised early on rather than waiting and receiving a big shock near to retirement which upsets all your plans

October 2009